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IRS records reveal that ONLY 4% of Americans can retire comfortably. A whopping 96% retire broke, relying on charity, friends and family. Economic experts predict that 401k’s, and IRAs will shrink by 40% or MORE, and some even believe that social security and welfare checks may be suspended! As your friend, I want to nudge you so that you take a look at effective ways to reduce your spending and taxes while you learn to earn online by helping others save, leverage and earn more money at the same time: http://flip.it/AUXAK

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